Effective Date: November 29, 2024
These Terms and Conditions (“Terms”) govern your use of UBIZME, including its website, mobile application, and any other associated platforms (“Platform”). By accessing or using UBIZME, you agree to be bound by these Terms. If you do not agree, do not use the Platform.

1. Definitions

For the purpose of these Terms:
“User” refers to any individual or entity accessing or using the Platform, including businesses, affiliates, and visitors.
“Business” refers to any entity that creates a listing on the Platform.
“Affiliate” refers to individuals authorized to create or verify listings on behalf of UBIZME.
“Content” refers to all text, images, videos, data, and other materials uploaded to the Platform.

2. Use of the Platform

The Platform is intended to facilitate the discovery of businesses and services. You may only use the Platform for lawful purposes and in compliance with these Terms. You agree not to:
a. Misrepresent any information on the Platform.
b. Upload content that is defamatory, obscene, or violates any applicable laws.
c. Use automated systems to access, scrape, or manipulate the Platform.
d. Impersonate another individual or entity.

3. Account Registration

By creating an account, you represent that all information provided is accurate and complete. You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account. UBIZME reserves the right to suspend or terminate accounts that violate these Terms.

4. Business Listings

Businesses creating listings on the Platform agree to:
a. Provide accurate, current, and complete information.
b. Regularly update their listings to reflect changes in their business.
c. Comply with UBIZME’s Posting and Verification Guidelines.

UBIZME reserves the right to modify, reject, or remove any listing that violates these Terms or is deemed inappropriate.

5. Affiliates

Affiliates are responsible for:
a. Ensuring all listings comply with UBIZME’s guidelines.
b. Conducting thorough verifications as per the checklist provided by UBIZME.
c. Avoiding conflicts of interest or fraudulent activities.

UBIZME may terminate an affiliate’s authorization for non-compliance or misconduct.

6. Content Ownership and License

Users retain ownership of the content they upload to the Platform. By uploading content, you grant UBIZME a non-exclusive, royalty-free, worldwide license to use, reproduce, distribute, and display the content for the purpose of operating and promoting the Platform.

UBIZME reserves the right to remove content that violates these Terms or is otherwise objectionable.

7. Payments and Refunds

UBIZME may offer free and paid services. All fees are non-refundable unless stated otherwise. Businesses using premium services agree to the applicable payment terms at the time of purchase.

UBIZME is not responsible for payment disputes arising between businesses and their customers.

8. Privacy

Your use of the Platform is subject to UBIZME’s Privacy Policy, which explains how your data is collected, used, and protected. By using the Platform, you consent to the collection and use of your information as described in the Privacy Policy.

9. Limitation of Liability

UBIZME is provided “as is” without any warranties, express or implied. UBIZME does not guarantee the accuracy or reliability of business listings or user reviews. UBIZME is not liable for any:
a. Losses or damages arising from the use of the Platform.
b. Disputes between users and businesses.
c. Unauthorized access to user accounts due to negligence.

10. Indemnification

You agree to indemnify and hold harmless UBIZME, its affiliates, employees, and agents from any claims, damages, or expenses arising out of your use of the Platform, violation of these Terms, or infringement of any third-party rights.

11. Termination

UBIZME may suspend or terminate your access to the Platform at its discretion, without prior notice, for violations of these Terms or any other conduct deemed harmful to UBIZME. You may terminate your account by contacting UBIZME support.

12. Dispute Resolution

1. Governing Law: These Terms shall be governed by and construed in accordance with the laws of Ghana.
   b. Arbitration: Any disputes arising from these Terms shall be resolved through arbitration in Ghana, and the decision of the arbitrator shall be final and binding.

13. Updates to Terms

UBIZME reserves the right to modify these Terms at any time. Updates will be posted on the Platform, and continued use of the Platform constitutes acceptance of the modified Terms.

14. Contact Information

For questions or concerns regarding these Terms, please contact us at:
Email: info@ubizme.com